⭐ #1 Home Care Agency in Philadelphia Area and Suburbs — Seniors · Pediatric · Veterans
PHILADELPHIA HOME CARE COSTS
Typical private-pay hourly rates, what affects the price, and the Pennsylvania programs that get many Philadelphia families to $0. No form required, the numbers are right here.
Most Philadelphia families assume home care is out of reach. Most of them qualify for a Medicaid or VA program that covers part or all of it. We find yours on one short call.
WHAT IT COSTS
Typical private-pay hourly rates for non-medical home care in the Philadelphia metro area. Medicaid and VA programs can reduce or eliminate these costs entirely.
$25 to $32 per hour. Meals, housekeeping, errands, and companionship (IADLs).
$28 to $36 per hour. Bathing, dressing, transfers, and hands-on daily-living help (ADLs).
$38 to $48 per visit-hour. RN or LPN home visits, billed by the visit.
$420 to $580 per day. Around-the-clock coverage with rotating caregivers.
HOURLY COST AT A GLANCE
A-Team private-pay hourly ranges, Philadelphia metro area (A-Team, verified 2026). 24-hour live-in care runs $420 to $580 per day. Medicaid and VA programs can reduce these to $0.
ESTIMATE YOUR COST
Move the slider to see a private-pay estimate, then see how far Medicaid and VA programs can bring it down.
Many Philadelphia families pay far less than this, or nothing. Community HealthChoices (Medicaid) can cover 20 to 56 hours a week at no copay, and VA Aid and Attendance adds $1,558 to $3,845 a month for veterans and surviving spouses. Get your real number on one call →
Estimate only, based on A-Team midpoint private-pay rates (2026). Your actual cost depends on care plan and program eligibility.
HOW FAMILIES PAY $0
Pennsylvania has several programs that cover home care at little to no cost. A-Team is enrolled in all of them.
Pennsylvania’s Medicaid managed-care program covers personal and companion care for eligible seniors and adults with disabilities, typically 20 to 56 hours per week with no copay. A-Team is in-network with Keystone First, UPMC, and PA Health & Wellness.
The Office of Developmental Programs funds home care for adults and children with intellectual disabilities and autism. The Consolidated Waiver covers up to $97,000 a year in services. A-Team is an ODP-enrolled provider.
Wartime veterans and surviving spouses may receive $1,558 to $3,845 per month toward home care (2026 rates, va.gov). A-Team is an enrolled VetAssist provider and handles the VA application at no cost.
The Philadelphia Corporation for Aging funds in-home care for residents 60 and older who do not qualify for full Medicaid. A-Team is an OPTIONS provider.
VETERANS BENEFIT
Net worth limit to qualify: $163,699 (December 1, 2025 to November 30, 2026). Source: U.S. Department of Veterans Affairs, Veterans Pension and Survivors Pension rates, effective December 1, 2025 (va.gov). A-Team is an enrolled VetAssist provider and files the VA application at no cost.
WHAT MOVES THE NUMBER
No two care situations are identical. These are the main variables that move the number up or down.
Companion care costs less than personal care. Skilled nursing visits cost the most and are billed by the visit.
Most agencies have a minimum of 3 to 4 hours per visit. More weekly hours raise the weekly total at the same hourly rate.
Overnight and weekend shifts may carry a small premium depending on the agency and the managed-care contract.
Dementia, complex medical needs, or two-person transfers can raise the level of care required.
Rates and program coverage can vary slightly across Philadelphia, Bucks, Montgomery, Delaware, and Chester counties.
An ACHC-accredited, Medicare-certified agency like A-Team meets higher quality and oversight standards.
QUICK REFERENCE
Everything a family caregiver, discharge planner, or referral partner needs to know about A-Team home care cost, at a glance.
| 24-Hour Shift Care | Rotating caregivers in 8- or 12-hour shifts, so someone is always awake and active in the home. |
| Overnight Care | One caregiver in the home overnight with scheduled sleep time and a designated sleeping area. |
| Sundowning | Late-day confusion and agitation common in dementia, managed with structured routines. |
| Shift vs. Live-In | Clients with frequent nighttime needs typically need shift coverage rather than overnight. |
| Overnight Monitoring | Awake supervision, fall prevention, and bathroom assistance at any hour. |
| Personal & Bed Care | Bathing, dressing, bed transfers, and repositioning, day and night. |
| Medication Supervision | Reminders and supervision for around-the-clock medication schedules. |
| Dementia Support | Sundowning routines and behavioral support overnight. |
| Advanced Dementia | Nighttime wandering and round-the-clock care needs. |
| Post-Hospital | High-acuity recovery after surgery, stroke, or serious illness. |
| Fall Risk | Clients who cannot safely be left alone, especially at night. |
| Complex / End-of-Life | Constant presence and comfort alongside the family. |
| PA Medicaid (CHC) | Covers personal-care hours that can reach near-24-hour coverage for the highest assessed need; A-Team is in-network with all three plans. |
| Veterans Benefits | VA Aid & Attendance for eligible veterans and surviving spouses. |
| Long-Term Care Insurance | Many LTC policies reimburse 24-hour in-home care. |
| Private Pay | Flexible shift scheduling for families paying privately. |
The questions families ask most before they call.
A-Team provides home care across all 10 Pennsylvania counties: Philadelphia, Bucks, Montgomery, Delaware, Chester, Berks, Carbon, Lehigh, Northampton, and Schuylkill. Local intake, local care coordinators, local RN supervision.
2751 N. 5th Street
Philadelphia, PA 19133
(215) 490-9994
2 Park Lane, Suite 106
Feasterville-Trevose, PA 19053
(215) 490-9994
Medical disclaimer: The information on this page is general guidance about home care services. It is not medical advice and is not a substitute for consultation with your physician, nurse, or licensed care coordinator. A-Team Home Care’s clinical decisions are made by RN-supervised care teams under physician orders where applicable. Always consult your healthcare provider for advice specific to you or your loved one’s medical situation. ACHC-accredited · PA Department of Health licensed · Medicare-certified.
Call us today at 215-490-9994 to book a free in-home consultation with a member of our dedicated staff and see all the ways in which we can support you or your loved ones!
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ACHC-accredited, Medicare-certified, RN-supervised care. PA Medicaid CHC, VetAssist, long-term care insurance, and private pay accepted.
