PHILADELPHIA HOME CARE COSTS
What sets the price of home care, how A-Team builds a quote for your family, and the Pennsylvania programs that get many Philadelphia families to $0.
Most Philadelphia families assume home care is out of reach. Most of them qualify for a Medicaid or VA program that covers part or all of it. We find yours on one short call.
WHAT IT COSTS
Private-pay cost depends on where your loved one lives and the level of care needed, so A-Team quotes each family after a free in-home assessment. Medicaid and VA programs can reduce or eliminate the cost entirely.
Billed by the hour. Meals, housekeeping, errands, and companionship (IADLs).
Billed by the hour. Bathing, dressing, transfers, and hands-on daily-living help (ADLs).
RN or LPN home visits, billed by the visit.
Around-the-clock coverage with rotating caregivers.
HOW FAMILIES PAY $0
Pennsylvania has several programs that cover home care at little to no cost. A-Team is enrolled in all of them.
Pennsylvania’s Medicaid managed-care program covers personal and companion care for eligible seniors and adults with disabilities, typically 20 to 56 hours per week with no copay. A-Team is in-network with Keystone First, UPMC, and PA Health & Wellness.
The Office of Developmental Programs funds home care for adults and children with intellectual disabilities and autism. The Consolidated Waiver covers up to $97,000 a year in services. A-Team is an ODP-enrolled provider.
Wartime veterans and surviving spouses may receive $1,558 to $3,845 per month toward home care (2026 rates, va.gov). A-Team is an enrolled VetAssist provider and handles the VA application at no cost.
The Philadelphia Corporation for Aging funds in-home care for residents 60 and older who do not qualify for full Medicaid. A-Team is an OPTIONS provider.
VETERANS BENEFIT
| Who qualifies | Monthly with Aid & Attendance | Annual maximum (MAPR) |
|---|---|---|
| Surviving spouse | $1,558 | $18,697 |
| Veteran, no dependents | $2,424 | $29,093 |
| Veteran with spouse or dependent | $2,874 | $34,488 |
| Two veterans married to each other | $3,845 | $46,143 |
Net worth limit to qualify: $163,699 (December 1, 2025 to November 30, 2026). Source: U.S. Department of Veterans Affairs, Veterans Pension and Survivors Pension rates, effective December 1, 2025 (va.gov). A-Team is an enrolled VetAssist provider and files the VA application at no cost.
WHAT MOVES THE NUMBER
No two care situations are identical. These are the main variables that move the number up or down.
Companion care costs less than personal care. Skilled nursing visits cost the most and are billed by the visit.
Most agencies have a minimum of 3 to 4 hours per visit. More weekly hours raise the weekly total at the same hourly rate.
Overnight and weekend shifts may carry a small premium depending on the agency and the managed-care contract.
Dementia, complex medical needs, or two-person transfers can raise the level of care required.
Rates and program coverage can vary slightly across Philadelphia, Bucks, Montgomery, Delaware, and Chester counties. The areas we serve are covered from two offices, one in Philadelphia (Philadelphia County) and one in Feasterville-Trevose (Bucks County).
An ACHC-accredited, Medicare-certified agency like A-Team meets higher quality and oversight standards.
QUICK REFERENCE
Everything a family caregiver, discharge planner, or referral partner needs to know about A-Team home care cost, at a glance.
| Private pay | Cost depends on where your loved one lives and the level of care. A-Team quotes each family after a free in-home assessment. |
| Billed by the hour | Companion care and personal care are billed hourly. |
| Billed by the visit | Skilled nursing RN or LPN home visits are billed per visit. |
| $0 options | Many families qualify for a Medicaid or VA program that reduces or eliminates the cost. |
| Companion care | Meals, housekeeping, errands, and companionship. |
| Personal care | Bathing, dressing, transfers, and hands-on help with daily living. |
| Skilled nursing | RN or LPN home visits. |
| 24-hour care | Around-the-clock coverage with rotating caregivers. |
| Seniors on Medicaid | Eligible seniors and adults with disabilities under Community HealthChoices. |
| Veterans and surviving spouses | VA Aid and Attendance through the VetAssist program. |
| Philadelphia residents 60 and older | The OPTIONS program, for those who do not qualify for full Medicaid. |
| Intellectual disabilities and autism | ODP waivers for adults and children. |
| Community HealthChoices | Keystone First, UPMC Community HealthChoices, and PA Health & Wellness. |
| VA Aid and Attendance | $1,558 to $3,845 a month in 2026 (va.gov), filed through VetAssist. |
| OPTIONS | In-home care funded by the Philadelphia Corporation for Aging. |
| ODP waivers | Care funded by the Office of Developmental Programs. |
The questions families ask most before they call.
A-Team provides home care across all 10 Pennsylvania counties: Philadelphia, Bucks, Montgomery, Delaware, Chester, Berks, Carbon, Lehigh, Northampton, and Schuylkill. Local intake, local care coordinators, local RN supervision.
2751 N. 5th Street
Philadelphia, PA 19133
(215) 490-9994
2 Park Lane, Suite 106
Feasterville-Trevose, PA 19053
(215) 490-9994
Medical disclaimer: The information on this page is general guidance about home care services. It is not medical advice and is not a substitute for consultation with your physician, nurse, or licensed care coordinator. A-Team Home Care’s clinical decisions are made by RN-supervised care teams under physician orders where applicable. Always consult your healthcare provider for advice specific to you or your loved one’s medical situation. ACHC-accredited · PA Department of Health licensed · Medicare-certified.
Call us today at 215-490-9994 to book a free in-home consultation with a member of our dedicated staff and see all the ways in which we can support you or your loved ones!
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ACHC-accredited, Medicare-certified, RN-supervised care. PA Medicaid CHC, VetAssist, long-term care insurance, and private pay accepted.
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