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PHILADELPHIA HOME CARE COSTS

How Much Does Home Care Cost in Philadelphia?

What sets the price of home care, how A-Team builds a quote for your family, and the Pennsylvania programs that get many Philadelphia families to $0.

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What if your home care cost $0?

Most Philadelphia families assume home care is out of reach. Most of them qualify for a Medicaid or VA program that covers part or all of it. We find yours on one short call.

WHAT IT COSTS

Home Care Options in Philadelphia

Private-pay cost depends on where your loved one lives and the level of care needed, so A-Team quotes each family after a free in-home assessment. Medicaid and VA programs can reduce or eliminate the cost entirely.

Billed by the hour. Meals, housekeeping, errands, and companionship (IADLs).

Billed by the hour. Bathing, dressing, transfers, and hands-on daily-living help (ADLs).

RN or LPN home visits, billed by the visit.

Around-the-clock coverage with rotating caregivers.

HOW FAMILIES PAY $0

The Programs That Get Philadelphia Families to $0

Pennsylvania has several programs that cover home care at little to no cost. A-Team is enrolled in all of them.

Pennsylvania’s Medicaid managed-care program covers personal and companion care for eligible seniors and adults with disabilities, typically 20 to 56 hours per week with no copay. A-Team is in-network with Keystone First, UPMC, and PA Health & Wellness.

ODP Waivers

The Office of Developmental Programs funds home care for adults and children with intellectual disabilities and autism. The Consolidated Waiver covers up to $97,000 a year in services. A-Team is an ODP-enrolled provider.

VA Aid & Attendance (VetAssist)

Wartime veterans and surviving spouses may receive $1,558 to $3,845 per month toward home care (2026 rates, va.gov). A-Team is an enrolled VetAssist provider and handles the VA application at no cost.

OPTIONS Program

The Philadelphia Corporation for Aging funds in-home care for residents 60 and older who do not qualify for full Medicaid. A-Team is an OPTIONS provider.

VETERANS BENEFIT

VA Aid and Attendance: 2026 Monthly Amounts

Who qualifiesMonthly with Aid & AttendanceAnnual maximum (MAPR)
Surviving spouse$1,558$18,697
Veteran, no dependents$2,424$29,093
Veteran with spouse or dependent$2,874$34,488
Two veterans married to each other$3,845$46,143

Net worth limit to qualify: $163,699 (December 1, 2025 to November 30, 2026). Source: U.S. Department of Veterans Affairs, Veterans Pension and Survivors Pension rates, effective December 1, 2025 (va.gov). A-Team is an enrolled VetAssist provider and files the VA application at no cost.

WHAT MOVES THE NUMBER

What Affects Home Care Costs in Philadelphia

No two care situations are identical. These are the main variables that move the number up or down.

Level of Care

Companion care costs less than personal care. Skilled nursing visits cost the most and are billed by the visit.

Hours Per Week

Most agencies have a minimum of 3 to 4 hours per visit. More weekly hours raise the weekly total at the same hourly rate.

Overnight and Weekend

Overnight and weekend shifts may carry a small premium depending on the agency and the managed-care contract.

Specialty Care Needs

Dementia, complex medical needs, or two-person transfers can raise the level of care required.

County

Rates and program coverage can vary slightly across Philadelphia, Bucks, Montgomery, Delaware, and Chester counties. The areas we serve are covered from two offices, one in Philadelphia (Philadelphia County) and one in Feasterville-Trevose (Bucks County).

Agency Accreditation

An ACHC-accredited, Medicare-certified agency like A-Team meets higher quality and oversight standards.

QUICK REFERENCE

Home Care Cost: Service Snapshot

Everything a family caregiver, discharge planner, or referral partner needs to know about A-Team home care cost, at a glance.

Home Care Cost FAQ

The questions families ask most before they call.

How much does home care cost per hour in Philadelphia?
Private-pay cost depends on where your loved one lives and the level of care needed, so A-Team quotes each family after a free in-home assessment. Many families qualify for Medicaid or VA programs that reduce or eliminate out-of-pocket costs.
Does Medicaid cover home care in Pennsylvania?
Yes. Pennsylvania’s Community HealthChoices (CHC) Medicaid program covers personal and companion care for eligible seniors and adults with disabilities, typically 20 to 56 hours per week with no copay. A-Team is in-network with all three CHC plans.
Can veterans get home care paid for?
Yes. Wartime veterans and surviving spouses may receive $1,558 to $3,845 per month toward home care through VA Aid and Attendance (2026 rates). A-Team is an enrolled VetAssist provider and handles the VA application at no cost.
What makes home care cost more or less?
The level of care, hours per week, overnight or weekend shifts, specialty needs such as dementia, the county, and the agency’s accreditation all affect the price.
How do I find out what I will actually pay?
Call (215) 490-9994 or use the form on this page. A-Team’s intake team checks Medicaid, VA, and OPTIONS eligibility on one call and tells you your real cost.

Two Offices · 10 Counties

A-Team provides home care across all 10 Pennsylvania counties: Philadelphia, Bucks, Montgomery, Delaware, Chester, Berks, Carbon, Lehigh, Northampton, and Schuylkill. Local intake, local care coordinators, local RN supervision.

A-Team Philadelphia

2751 N. 5th Street
Philadelphia, PA 19133
(215) 490-9994

A-Team Bucks County

2 Park Lane, Suite 106
Feasterville-Trevose, PA 19053
(215) 490-9994

Medical disclaimer: The information on this page is general guidance about home care services. It is not medical advice and is not a substitute for consultation with your physician, nurse, or licensed care coordinator. A-Team Home Care’s clinical decisions are made by RN-supervised care teams under physician orders where applicable. Always consult your healthcare provider for advice specific to you or your loved one’s medical situation. ACHC-accredited · PA Department of Health licensed · Medicare-certified.

Contact us

Call us today at 215-490-9994 to book a free in-home consultation with a member of our dedicated staff and see all the ways in which we can support you or your loved ones!

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Quality Home Care, Often for $0.

ACHC-accredited, Medicare-certified, RN-supervised care. PA Medicaid CHC, VetAssist, long-term care insurance, and private pay accepted.